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Insurance Provides You a Secure Future

Whether you are looking for Health, Life or another insurance coverage, More Than Life Brokers specializes in providing those services.

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Life

We offer a range of life insurance products, including term life, whole life, and universal life insurance, designed to safeguard the financial future of our clients and their loved ones.

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HEALTH

From individual health plans to group health coverage for businesses, we help clients secure reliable health insurance that provides peace of mind and financial security.

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medicare

With access to a wide network of top insurance providers, we meticulously analyze various policies to recommend the most suitable coverage options for your needs.

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Group

Our experienced insurance advisors offer personalized consultations to assess individual or business insurance needs comprehensively. If you need other options, give us a call, and we will find you something that fits.

Affordable Health & Lifestyle Benefits

CHECK OUR OUR MEMBERSHIP BENEFIT PACKAGES

Dental savings up to 50%Vision discounts at 20,000+ providersAffordable hearing aids & contact lensesPrescription discounts across major pharmaciesFree glucose meters & discounted diabetic supplies24/7 telehealth access for you and your petsLegal support & travel assistanceRoadside help whenever you need itExclusive merchant discounts & travel deals

What We Offer

Clarity &
Transparency

Straightforward answers with no hidden surprises

Licensed Expertise

Professional guidance from experienced insurance brokers.

Tailored Options

Plans designed to fit your lifestyle and financial goals.

Client Commitment

Ongoing support and service you can trust.

About Our Company

Trusted Insurance for Every Stage of Life


At More Than Life Brokers, we provide access to health, life, Medicare, and other insurance options through the carriers we represent. While we do not offer every plan available in your area, our licensed brokers work closely with you to review the plans we do offer and help you find solutions that fit your unique needs. We are not connected with Medicare, Healthcare.gov, or any government program our role is to provide clear, honest information and personalized guidance so you can make informed coverage decisions with confidence.

Why Choose Us?

Insurance Solutions Built On Trust and Care

  • Expertise: Our team comprises experienced insurance professionals dedicated to delivering personalized service and expert guidance.

  • Tailored Solutions: We understand that every client's needs are unique, which is why we customize insurance solutions to fit individual requirements.

  • Transparency: We prioritize transparency in our dealings, ensuring that our clients have a clear understanding of their insurance options and policy terms.

  • Customer-Centric Approach: Client satisfaction is at the heart of everything we do.

Let's help you fill in the gaps in your life

what to expect

Simple, Transparent, and Supportive Service

We believe insurance should be simple and stress-free. That's why we never charge for our services, always keep things transparent, and work hard to match you with the right coverage that fits your life.

  • Call Us

  • Discuss you needs

  • We research and find a match

  • We discuss our findings

  • You make your choice

  • We provide support

Testimonials

What our clients are saying"

Client Photo
Melissa Gleaton
★★★★★
“Great service! Spent time with me to make the right insurance choice and very helpful and knowledgeable! Thank you!.”
Client Photo
Donna HIcks
★★★★★
“Liza is amazing.. thorough…Client concerned and goes above and beyond no matter what time of day. She will always make time for your concerns and questions. I feel like a made a friend!!”
Client Photo
Mike Mclain
★★★★★
“My agent was very knowledgeable, friendly, and knew just what I needed. It was easy to understand the way she broke everything down. I'm extremely satisfied.”
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Contact us

Protect your future with personalized insurance solutions. Whether it’s life or health coverage, we offer dependable plans designed to give you peace of mind and lasting financial security.

Common Frequently Asked Questions

  • Q: What does a life insurance policy cover?
    A: Life insurance provides financial protection for your loved ones by paying a benefit to your beneficiaries after your passing. It can help cover funeral costs, outstanding debts, and replace lost income.

  • Q: How does health insurance support medical needs?
    A: Health insurance helps manage the cost of care by covering doctor visits, hospital stays, prescriptions, and surgeries. Many plans also include preventive services, emergency care, and access to specialists.

  • Q: Why should I consider Critical Illness insurance?
    A: Critical Illness insurance offers a lump-sum payment if you’re diagnosed with a serious condition such as cancer, heart attack, or stroke. This benefit can ease the burden of medical bills, household expenses, or lost income during recovery.

A selection of trusted insurance companies I’m licensed with

Serving states in the USA

We're proud to serve communities throughout Georgia, providing trusted insurance solutions that ensure peace of mind, financial security, and
reliable protection for individuals, families, and businesses.

Quotes

Need more options Call us

Quotes

Life insurance

Health insurance

Medicare insurance

Vision & Dental

Retiring Soon? Got a 401k? Ask for our recommendation!

Our service

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Life

We offer a range of life insurance products, including term life, whole life, and universal life insurance, designed to safeguard the financial future of our clients and their loved ones.
_______Read more

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HEALTH

From individual health plans to group health coverage for businesses, we help clients secure reliable health insurance that provides peace of mind and financial security.
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medicare

With access to a wide network of top insurance providers, we meticulously analyze various policies to recommend the most suitable coverage options for your needs.
_______Read more

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Group

Our experienced insurance advisors offer personalized consultations to assess individual or business insurance needs comprehensively. If you need other options, give us a call, and we will find you something that fits.
_______Read more

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Dental & Vision Insurance

Your smile and vision play an important role in your overall health. At MoreThanLifeBrokers, we offer affordable Dental and Vision Insurance plans that make quality care more accessible.
_______Read more

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Supplemental Insurance

Unexpected medical expenses can put a major strain on your finances, even if you already have health insurance. At MoreThanLifeBrokers, our Supplemental Insurance plans provide extra protection by covering Critical Illness, Hospital Indemnity, and Accident Insurance.
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Travel insurance

Traveling is exciting, but unexpected events can quickly turn your trip upside down. At MoreThanLifeBrokers, our Travel Insurance plans provide peace of mind wherever your journey takes you. From trip cancellations and lost luggage to medical emergencies abroad, we offer coverage that protects you from financial stress while you’re away from home.
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Short-Term Medical Plans Insurance

Health insurance is one of the most important ways to protect both your health and your finances. At MoreThanLifeBrokers, we provide access to comprehensive plans that cover doctor visits, hospital stays, prescription medications, preventive care, and emergency services—ensuring you receive the care you need when you need it.
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Turning 65?

New to Medicare
we can help!

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” By providing your contact information you are agreeing to be contacted by a licensed broker by mail, phone, text or email to discuss Health Insurance Plans, Dental Insurance Plans, Association Plans, Medicare Advantage, Prescription drug Plans, Medicare Supplement Insurance Plans, Property & Casualty Insurance and any other products or services we may offer even if you are on the National, State and Local Do Not Call Registry. You also agree that we may contact you via a pre-recorded message to verify your interest. Neither MoreThanLife nor its brokers are connected with either the Federal Medicare Program or Healthcare.gov.

Life Insurance

Service Details

Protecting your family’s future is one of the most important financial decisions you can make. At MoreThanLifeBrokers, we offer a wide range of life insurance solutions designed to provide peace of mind and lasting security. Our plans include Term Life for affordable temporary coverage, Whole Life for lifelong protection, Indexed Universal Life (IUL) for flexible growth, and Final Expense coverage to help manage end-of-life costs. Each policy is tailored to safeguard your loved ones while supporting long-term financial stability.Life insurance is more than just protection—it can also serve as a smart financial tool. Whether you’re looking to replace income, build wealth, save for retirement, or cover final expenses, we’ll help you find the right plan for your unique goals. With guidance from MoreThanLifeBrokers, you can secure a plan today that protects tomorrow.

Frequently Asked Question

  • Q: Why is life insurance important?
    A: Life insurance provides financial security for your loved ones in the event of your passing. It can help pay off debts, cover final expenses, replace lost income, and ensure your family maintains financial stability.

  • Q: What’s the difference between Term Life and Whole Life insurance?
    A: Term Life provides coverage for a set number of years—usually 10, 20, or 30—and is often the most affordable option. Whole Life, on the other hand, offers lifelong protection with a cash value component that grows over time, making it a valuable long-term financial tool.

  • Q: How does Indexed Universal Life (IUL) work?
    A: IUL policies build cash value based on the performance of a stock market index. They combine lifelong protection with flexible premiums, potential tax advantages, and the opportunity for savings growth, making them a strong option for retirement planning.

  • Q: What does Final Expense Insurance include?
    A: Final Expense Insurance is designed to cover funeral costs, medical bills, and other end-of-life expenses. It offers a smaller, affordable policy that eases the financial burden on your family during a difficult time.

Service Included

  • Term Life for affordable temporary protection

  • Whole Life with lifetime coverage and cash value

  • IUL for tax-advantaged savings and growth

  • FE plans to cover funeral and medical costs

Medicare Insurance

Service Details

Navigating Medicare can feel overwhelming, but MoreThanLifeBrokers makes it simple. We guide you through the different Medicare options to ensure you get the coverage that best fits your healthcare needs. Our plans include Medicare Advantage (Part C) for all-in-one coverage, Medicare Supplement (Medigap) to lower out-of-pocket costs, Medicare Part D for prescription drug coverage, and Dual Special Needs Plans (D-SNP) for individuals eligible for both Medicare and Medicaid.Medicare isn’t a one-size-fits-all program. Whether you’re looking for bundled benefits with Medicare Advantage, extra financial protection through Medigap, affordable prescription drug coverage with Part D, or specialized support with D-SNP, we provide tailored solutions designed to give you confidence and peace of mind.

Frequently Asked Question

  • Q: What’s the difference between Original Medicare and Medicare Advantage?
    A: Original Medicare (Parts A & B) covers hospital and medical services but doesn’t include prescriptions or many additional benefits. Medicare Advantage (Part C) combines hospital, medical, and often prescription coverage into one plan, with added benefits such as dental, vision, and wellness programs.

  • Q: Do I need a Medicare Supplement (Medigap) plan?
    A: If you have Original Medicare, Medigap helps cover costs like copayments, deductibles, and coinsurance. It reduces your out-of-pocket expenses, giving you more financial security for medical care.

  • Q: How does Medicare Part D work?
    A: Medicare Part D is a standalone prescription drug plan that lowers the cost of medications. It’s especially important for individuals with Original Medicare who need consistent access to prescriptions.

  • Q: Who qualifies for a Dual Special Needs Plan (D-SNP)?
    A: D-SNPs are designed for individuals who qualify for both Medicare and Medicaid. These plans often include coordinated care and additional benefits like dental, vision, and prescription drug coverage—usually with little to no cost.

Service Included

  • Medicare Advantage (Part C) for comprehensive coverage

  • Medicare Supplement (Medigap) to reduce out-of-pocket costs

  • Medicare Part D for prescription drug benefits

  • Dual Special Needs Plans (D-SNP) for Medicare-Medicaid eligible individuals

Health Insurance

Service Details

Health insurance is one of the most important ways to protect both your health and your finances. At MoreThanLifeBrokers, we provide access to comprehensive plans that cover doctor visits, hospital stays, prescription medications, preventive care, and emergency services—ensuring you receive the care you need when you need it.With the rising cost of healthcare, having the right insurance plan offers peace of mind and financial security. Whether you’re looking for individual, family, or employer-sponsored coverage, our team helps you find a plan that fits your medical needs and budget.

Frequently Asked Question

  • Q: What does health insurance cover?
    A: Our plans typically include preventive care, specialist visits, hospitalization, emergency treatment, and prescriptions—giving you complete medical protection.

  • Q: Can I choose my own doctor?
    A: Many plans offer PPO, HMO, and POS options, giving you the flexibility to see in-network providers or visit out-of-network doctors.

  • Q: Is there coverage for pre-existing conditions?
    A: Absolutely. Under the Affordable Care Act (ACA), all pre-existing conditions are covered without additional costs or exclusions.

  • Q: How do I enroll in health insurance?
    A: Enrollment is available during the Open Enrollment period or after a qualifying life event such as marriage, childbirth, or job loss. The MoreThanLifeBrokers team is here to guide you every step of the way.

Service Included

  • Comprehensive coverage for doctor visits, hospitalization, and prescription medications

  • Preventive care benefits designed to keep you healthy

  • Flexible plan options for individuals, families, and businesses

  • Affordable premiums that protect against high medical costs

Dental & Vision Insurance

Service Details

Your smile and vision play an important role in your overall health. At MoreThanLifeBrokers, we offer affordable Dental and Vision Insurance plans that make quality care more accessible. Dental coverage includes routine checkups, cleanings, fillings, and major procedures such as crowns and root canals. Vision coverage helps with annual eye exams, prescription glasses, contact lenses, and even discounts on corrective surgery.Oral and eye health are essential for long-term well-being. With our Dental & Vision plans, you’ll enjoy preventive care, reduced costs on major treatments, and a wide network of trusted providers. Whether you need individual, family, or employer-sponsored coverage, we’ll help you find a plan that keeps your smile bright and your vision clear.

Frequently Asked Question

  • Q: What services are covered under Dental Insurance?
    A: Dental plans typically include preventive care like cleanings and exams, basic services such as fillings, and major treatments including crowns, root canals, and dentures.

  • Q: What does Vision Insurance include?
    A: Vision plans generally cover annual eye exams, prescription glasses, and contact lenses, plus discounts on corrective eye surgery.

  • Q: Can I keep my current dentist or eye doctor?
    A: Yes. Our plans feature extensive provider networks, and many also offer partial reimbursement for out-of-network care.

  • Q: Do you offer family or group plans?
    A: Absolutely. We provide options for individuals, families, and employer-sponsored groups to ensure coverage that fits your needs.

Service Included

  • Dental Care: Preventive services and major procedures

  • Vision Care: Eye exams, glasses, and contact lenses

  • Extensive Networks: Access to trusted dentists and eye doctors

  • Flexible Plans: Affordable options for individuals, families, and employers

Supplemental Insurance

Service Details

Unexpected medical expenses can put a major strain on your finances, even if you already have health insurance. At MoreThanLifeBrokers, our Supplemental Insurance plans provide extra protection by covering Critical Illness, Hospital Indemnity, and Accident Insurance. These plans are designed to give you added financial support when your regular health insurance isn’t enough.Life is unpredictable, and emergencies can happen at any time. Whether you’re facing a serious illness, a hospital stay, or accident-related costs, Supplemental Insurance helps cover out-of-pocket expenses, lost income, and additional care needs. It’s a smart way to protect both your health and your financial security.

Frequently Asked Question

  • Q: What is Critical Illness Insurance?
    A: Critical Illness Insurance provides a lump-sum cash benefit if you’re diagnosed with conditions such as cancer, heart attack, or stroke. This benefit can be used for medical bills, household expenses, or any financial need during recovery.

  • Q: How does Hospital Indemnity Insurance work?
    A: Hospital Indemnity Insurance pays cash benefits for covered hospital stays, surgeries, or ICU admissions. These funds can help offset co-pays, deductibles, and income loss during hospitalization.

  • Q: What does Accident Insurance cover?
    A: Accident Insurance helps cover the costs of emergency care, hospital stays, surgery, and rehabilitation after an accident. It provides financial relief while you recover.

  • Q: Can I combine Supplemental Insurance with my current health plan?
    A: Yes. Supplemental Insurance is designed to work alongside your existing health coverage, providing additional protection and reducing financial gaps.

Service Included

  • Critical Illness coverage for cancer, stroke & heart attack

  • Hospital Indemnity benefits for hospital stays & surgeries

  • Accident Insurance for emergency care & rehabilitation

  • Extra financial support for unexpected medical costs

Short-Term Medical Plans Insurance

Service Details

Life transitions can leave gaps in your health coverage, and that’s where Short-Term Medical Plans come in. At MoreThanLifeBrokers, we provide temporary, flexible, and affordable insurance options designed to protect you during periods of change—whether you’re between jobs, waiting for employer benefits to begin, or need coverage for just a few months.Our short-term plans offer fast approval and can last from 30 days up to 12 months, depending on your needs. They cover essential healthcare services, including doctor visits, emergency care, and unexpected illnesses or injuries—all without long-term commitments or high premiums.

Frequently Asked Question

  • Q: Who should consider a short-term medical plan?
    A: Short-term plans are ideal for people in transition, such as those between jobs, recent graduates, or anyone waiting for employer or marketplace coverage to begin.

  • Q: What does a short-term plan typically cover?
    A: Coverage often includes doctor visits, emergency room care, urgent care services, and hospitalizations for unexpected illnesses or injuries.

  • How quickly can coverage start?
    A: In many cases, coverage can begin as soon as the next day after your application is approved, making it a fast solution for temporary needs.

  • Q: Are pre-existing conditions covered under short-term medical plans?
    A: Generally, short-term plans do not cover pre-existing conditions. They are designed as temporary protection for new or unexpected health issues.

Service Included

  • Affordable coverage for temporary medical needs

  • Quick approval & flexible plan lengths

  • Emergency & urgent care benefits

  • No long-term commitments

Travel insurance

Service Details

Traveling is exciting, but unexpected events can quickly turn your trip upside down. At MoreThanLifeBrokers, our Travel Insurance plans provide peace of mind wherever your journey takes you. From trip cancellations and lost luggage to medical emergencies abroad, we offer coverage that protects you from financial stress while you’re away from home.Whether you’re traveling for business, vacation, or visiting family, our plans are designed to safeguard your trip investment and your health. With flexible and affordable options, you can focus on enjoying your travels while knowing you’re protected against the unexpected.

Frequently Asked Question

  • Q: What does travel insurance cover?
    A: Travel insurance typically includes trip cancellation or interruption, lost or delayed baggage, travel delays, emergency medical expenses, and evacuation coverage while abroad.

  • Q: Do I really need medical coverage when traveling internationally?
    A: Yes. Many health insurance plans don’t cover you outside the U.S. Travel insurance ensures you have access to medical care, hospital stays, and emergency evacuation if needed.

  • Q: Can I get coverage for just one trip?
    A: Absolutely. We offer both single-trip and multi-trip policies, so you can choose the plan that best fits your travel needs..

  • Q: When should I buy travel insurance?
    A: It’s best to purchase travel insurance when booking your trip. This way, you’re covered right away for unexpected cancellations or issues that may occur before departure.

Service Included

  • Trip protection for cancellations, delays, or interruptions

  • Medical coverage for illness or injury while traveling

  • Lost or delayed baggage protection

  • Emergency evacuation benefits for serious health situations abroad

  • Flexible plans for single trips or multiple trips throughout the year

Small Business Group Insurance

Service Details

At MoreThanLifeBrokers, we understand that offering employee benefits is one of the best ways to attract and retain top talent. Our Small Business Group Insurance plans provide health, dental, vision, life, and disability coverage designed to fit the needs of businesses of all sizes. With flexible and affordable options, you can support your team while keeping costs under control.We specialize in helping small businesses build affordable group plans that balance employer and employee contributions. From comprehensive healthcare coverage to dental, vision, and supplemental benefits, we’ll work with you to customize a package that keeps your workforce healthy, motivated, and protected.

Frequently Asked Question

  • Q: What types of coverage are included in small business group plans?
    A: Our group plans can include health, dental, vision, life, and disability insurance. Coverage is customizable to meet your company’s budget and employee needs.

  • Q: How does cost-sharing work between employers and employees?
    A: Employers can decide how much of the premium they want to contribute. Employees then pay the remaining share, creating an affordable way to offer quality benefits.

  • Can small businesses with only a few employees qualify?
    A: Yes. Group insurance is available for businesses of many sizes. Even companies with just a few employees can access affordable and competitive benefits packages.

  • Q: Why should my small business offer group insurance?.
    A: Group insurance helps attract and retain employees, boosts morale, and provides peace of mind for your team. It also offers tax advantages for employers while ensuring staff have access to quality care.

Service Included

  • Health, dental, & vision plans for employees

  • Life & disability insurance options

  • Affordable employer-employee cost sharing

  • Customizable plans for small businesses

Contact us now!

Contact us now!

Thank you

“We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.” By providing your contact information you are agreeing to be contacted by a licensed broker by mail, phone, text or email to discuss Health Insurance Plans, Dental Insurance Plans, Association Plans, Medicare Advantage, Prescription drug Plans, Medicare Supplement Insurance Plans, Property & Casualty Insurance and any other products or services we may offer even if you are on the National, State and Local Do Not Call Registry. You also agree that we may contact you via a pre-recorded message to verify your interest. Neither MoreThanLife nor its brokers are connected with either the Federal Medicare Program or Healthcare.gov.

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about us

More Than Life Brokers is family business of insurance brokers that specializes in providing services for life and health insurance. With our extensive experience and expertise in the industry, we are committed to helping individuals and families find the right insurance coverage to protect their loved ones and secure their future. Our team of knowledgeable insurance professionals is dedicated to guiding our clients through the insurance process, offering personalized advice and tailored solutions to meet their specific needs. We understand that choosing the right insurance policy can be overwhelming, which is why we strive to make the experience as simple and transparent as possible. At More Than Life Brokers, we believe that insurance is not just about protecting your life and health, but also about providing peace of mind and financial security. Trust us to be your partner in safeguarding what matters most.